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Solopreneur stack: free and pay-once tools

For one-person businesses, per-seat monthly fees add up. These options are free or sold as a one-time purchase.

ToolWhy it's hereInstead ofPricing
WaveFree accounting and invoicing for small businesses.QuickBooks OnlineFree · paid from $16/mo
DaVinci ResolveFull video editor free; Studio is a one-time purchase.Adobe Premiere ProFree · Studio $295 one-time
Final Cut ProOne-time purchase on Mac, no subscription.Adobe Premiere Pro$299.99 one-time
Pixelmator ProOne-time purchase photo editor for Mac.Adobe Photoshop$49.99 one-time
ObsidianFree for personal use; files stay yours.EvernoteFree · paid from $4/mo
GIMPFree image editing with no account.Adobe PhotoshopFree (open source)
OBS StudioFree recording for demos and tutorials.LoomFree plan available

Licensing and hosting options change; check each provider's site before deciding.